Delyn MP David Hanson has welcomed the Government’s announcement to invest £135 million to promote financial inclusion and is urging credit unions in Delyn to apply for funding.
Ensuring that everyone in the UK can access the financial system and manage their finances is the objective of the Action plan for financial inclusion for 2008-11.
Government funding of £135 million will fund initiatives to promote financial inclusion. This includes:
- £12 million to fund dedicated staff to work to promote financial inclusion locally, with a focus on increasing the availability and awareness of home contents insurance for low-income people, in particular in areas affected by the recent flood events
- £76 million to fund free face-to-face money advice to financially excluded people
- £38 million to increase consumer access to affordable credit through credit unions and other third sector lenders. These lenders provide small, affordable loans (typically £500 or less) to financially excluded customers who might otherwise be dependent on expensive or illegal alternatives such as loansharks.
David Hanson said:
“Financial Inclusion is all about social justice – it’s making sure everyone, especially some of the more vulnerable members of our community, are able to manage their money and plan for the future. It’s also about safeguarding people’s rights, and making sure they do not face unnecessary costs.
“Credit unions play a key role in ensuring people have access to fair and affordable credit, and I urge the credit unions in Delyn to apply for some of the new money that has been made available.
“We need to make sure people are given all the help they need in coping with financial pressures and avoiding borrowing large amounts. The commitment to more face to face financial advisers is especially welcome as I know from speaking to constituents that getting the right advice on these matters can sometimes be difficult. I know that these proposals will make a real difference to people’s lives.”
Notes to Editors
- Credit Unions in Delyn constituency can contact David Hanson MP for more information on applying to the fund, David Hanson MP, House of Commons, London, SW1A OAA or 01352 763159
- Alternatively, they can contact Kitty Ussher MP, Economic Secretary to the Treasury at HM Treasury, 1 Horse Guards Road, London SW1A 2HQ
Delyn MP David Hanson is calling for a speed limit on the main Mold to Denbigh road through Rhydymwyn.
David Hanson said:
“Last Friday I met with a number of my constituents in Rhydymwyn who are becoming increasingly concerned about the cars are speeding, some in excess of 60 miles per hour, through the village.
“Many of the villagers have to cross the busy road in hazardous conditions, in order to reach the bus stop on the other side.
“People are also worried about the lack of a footpath from the junction of Rhosesmor with the A541.
“I have raised these issues with Flintshire County Council as I know that road safety is a matter of some considerable concern, particularly in the light of a recent fatal road accident at this location.”
Delyn MP David Hanson is supporting World AIDS Day this Saturday 1st December and hopes to raise awareness of HIV in the UK.
According to the Health Protection Agency report there are now 33.2 million people living with HIV worldwide and more than 70,000 people living with HIV in the UK – a number which has trebled over the last ten years. Just as worryingly one in three people with HIV are undiagnosed.
HIV is a virus that attacks the body’s immune system-the body’s defence against diseases. A person infected with HIV may not have symptoms to start with, but eventually without effective treatment the immune system will become very weak and they will no longer be able to fight off illnesses. When someone is described as HIV positive, they have the HIV virus in their body. A person is considered to have developed AIDS when the immune system is so weak it can no longer fight off a range of diseases with which it would normally cope.
David Hanson said:
“Both in the UK and across the world HIV/AIDS is having a devastating effect on individuals and families. The disease is having an overwhelming effect on the economies and social development of some of the world’s poor countries.
“Governments, businesses and voluntary organisations to work together in tackling the epidemic and the UK is committed to reaching the Millennium Development Goals of halting and beginning to reverse the spread of HIV/AIDS across the world by 2015.”
Delyn MP David Hanson is backing a new Government campaign targeting premises that sell alcohol to underage drinkers and routinely breach licensing laws.
The ‘Responsible Alcohol Sales Campaign’ starts today and is designed to encourage the small minority of problematic and irresponsible venues to comply with the law and with the alcohol industry’s Social Responsibility Standards. The campaign aims to reduce drunken anti-social behaviour and alcohol-fuelled violence in the run-up to Christmas.
Plain clothed police officers will visit poorly managed premises with a history of alcohol-related violence, crime and disorder. They will be clamping down on underage sales and alcohol-related disorder as well as ensuring alcohol is not sold to customers who have had too much to drink. The campaign will also target ‘proxy sales’ whereby alcohol is purchased for young people by an adult.
Police will also be aiming to gather evidence of poor management and a consistent failure to comply with the law. Where such evidence is found it will be used to support a range of further actions to enforce compliance with the law, including imposing licence conditions.
Premises that break the law face potential penalties ranging from heavy fines to the loss of alcohol licences.
“The evidence is stark – nearly half of all violent incidents involve alcohol and the majority of people who drink responsibly will welcome any police action designed to make our streets safer.
“This campaign will focus on the minority of poorly managed premises known to be associated with alcohol-related violence, crime and disorder.
“The alcohol industries Challenge 21 policy has had success and this campaign will complement those efforts by stamping out underage sales and forcing irresponsible retailers to raise their game.
“Christmas is a great social time and by tackling alcohol-related violence I hope people will get the most out of the festive period.”