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Credit Unions are excellent financial institutions that ensure that everyone can have access to banking. They provide people with affordable loans at fair rates of interest as well as a decent savings account. The Flintshire Credit Union is run by volunteers for the benefit of local people and anyone can become a member.

As credit unions provide such an important service I was concerned to hear that social security payments from the DWP were not being paid correctly. In particular, there has been trouble with payments being made to credit unions but no information as to who the payment is for.

The minister made some positive remarks but this shouldn’t be happening in the first place. After the difficulty of applying for welfare people should have access to their payments, not further delays.